A payment gateway system that ends the chasing of GCash screenshots

It depends on your volume and what you sell. PayMongo covers GCash, Maya and cards with straightforward onboarding and suits most online stores. Dragonpay is strong for online bank transfer and over-the-counter payments, which still matter outside Metro Manila. Xendit and Stripe suit higher volume or international cards. We compare fee structures against your actual basket size before you sign anything.

Your gateway sets them, not us, and they change — so we will not quote a rate that will be wrong by the time you read it. What we do is model your real numbers during scoping: your average order value, your method mix and each provider's published rates, so you can see the monthly cost difference between two gateways before you commit to one.

Yes, and most Philippine stores should. COD orders record the amount the rider collects, and remittances from J&T, Lalamove or your own drivers are logged against those orders so undelivered and unremitted amounts are visible. Because COD and online payments end up in the same ledger, your daily sales total is one figure rather than two that never agree.

Every transaction is matched to its order automatically using the gateway reference. Fees are separated from gross so your revenue figure is not inflated, and settlement batches are compared against what reached your bank. Anything unmatched — a duplicate payment, a manual bank transfer, a partial amount — sits in an exceptions list until a person resolves it, with the resolution logged.

You will not be storing them. Card data is captured on the gateway's PCI-DSS certified infrastructure and your system holds only a token, so a breach on your side exposes no card numbers. 3D Secure is applied where the provider requires it, and payment confirmations arrive as signature-verified webhooks so a fake confirmation cannot mark an order as paid.

Yes, where your gateway supports recurring charges. Subscriptions, tuition, rent and retainers can be charged on a schedule with reminders before the due date and automatic retries when a charge fails. Customers see their payment history and upcoming charges in their account, which cuts the volume of billing questions your team has to answer.

Usually yes. We integrate payments into an existing WooCommerce or Shopify store, into a custom site we built, or into a system from another developer where the code allows it. If the existing platform makes clean reconciliation impossible, we will say so during scoping rather than build something that will produce numbers you cannot trust.