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Every payment method your buyer already has in their pocket, reconciled to the last peso in one report.
Payment gateway integration in the Philippines is never one integration.
An animated payments panel: a GCash, Maya, card or bank transfer travels a rail through a secure gateway, is approved, and settles as a peso row in a ledger that already holds in-store takings.
Accept GCash, Maya, card and bank transfers — every peso lands in one ledger.
Payment methods live in one checkout
Commission we take on your sales — the gateway bills you directly
Projects delivered in 20+ years
AI assistant answering payment questions, free for life
PayMongo, Dragonpay, Maya Business and GCash priced against your average order, because fee shape decides this. Percentage fees punish a ₱25,000 basket; flat per-transaction fees punish a ₱250 one. We model both against your real numbers before wiring anything.
E-wallets, credit and debit cards, InstaPay and PESONet bank transfer, over-the-counter payment at convenience stores and payment centres, and cash on delivery — in one flow, on one page, with no redirect that dead-ends on a blank screen.
Gateways check your business before they approve you: DTI or SEC registration, BIR certificate, mayor's permit, bank account and IDs. They also check the site — working contact details, refund policy, terms and privacy pages, SSL. We prepare the technical side and tell you exactly what to submit.
Cash on delivery is a payment method that pays you days late, in batches. We match each remittance to the orders it covers, flag shortfalls, account for returns to sender, and show you the cash still sitting with the courier instead of leaving it to a spreadsheet.
Payment confirmation comes from the gateway's webhook, not from the buyer's browser reaching your thank-you page — so someone who pays and closes the tab still gets their order. Receipts, refunds and voids are handled from your admin panel, with every attempt logged.
Gross sales, gateway fees, refunds, chargebacks, payout dates and a per-method breakdown, exportable. It reconciles to your bank statement, which matters when your accountant is preparing your BIR filings and asking where the missing 3% went.
Which methods your customers ask for, your average and largest basket, refund and cancellation rules, who in your team reconciles, and where the numbers need to land afterwards.
You get: A written payment matrix with an estimated fee per method
We tell you which documents each provider wants, get the site itself compliant with what they check, and stay on the thread while approval runs — it takes days to weeks, so it starts early.
You get: Approved merchant accounts and sandbox credentials
Hosted checkout or direct API, webhooks, idempotency, and the unhappy paths: expired sessions, cancelled e-wallet approvals, double submissions, partial refunds. Failure handling is most of the work.
You get: A test checkout you can click through yourself
Real money, small amounts, one payment per method, each one refunded afterwards. Nothing goes live on the strength of a sandbox result alone.
You get: A signed-off test log with one row per payment method
We watch the first settlement cycle with you — including the first COD remittance — so your team learns to read the report while we are still on the call.
You get: Live payments and a reconciliation walkthrough
What we build with
Pricing
Gateway integration is part of the website or store build — Starter ₱99,000, Pro ₱149,000, Business ₱199,000 — rather than a line item you discover later. Adding payments to a site somebody else built is quoted per gateway once we have looked at the code and the hosting. The provider's per-transaction fees are charged by them directly; VenderIT never takes a percentage of your sales.
Questions
Something not covered? Message us — a real person from the team replies, usually the same day.
Ask us directlyEach provider publishes its own rate card and they change, so confirm the current numbers with the provider before you commit. What matters more is the shape. E-wallets and cards are normally charged as a percentage of the sale, while over-the-counter and bank transfer are often a flat peso fee. A flat fee is painless on a ₱5,000 order and brutal on a ₱200 one; a percentage is the reverse. We model both against your average basket and recommend accordingly.
Typically your DTI registration for a sole proprietorship or SEC papers for a corporation, your BIR certificate of registration, a mayor's or business permit, a company bank account and a valid ID for the signatory. Providers also review the website itself: real contact details, a refund policy, terms and privacy pages, and SSL. Sole proprietors and home-based sellers do get approved. Approval usually takes days to a few weeks, which is why we start it before the build finishes.
You can be paid that way, but it is not an integration. Your store never learns the payment happened, so someone has to check a phone and mark orders paid by hand, which breaks at about twenty orders a day and makes reconciliation guesswork. A merchant integration confirms the payment automatically, releases the order, issues the receipt and lands in your settlement report. It also expects you to be registered, which your accountant and your BIR RDO will have views about.
That is what webhooks are for. If we relied on the buyer's browser returning to your thank-you page, every dropped connection on mobile data would leave a paid order marked unpaid. The gateway sends the confirmation server to server, we handle retries and duplicates, and every attempt is logged. For the rare mismatch, your admin panel has a manual match tool that ties a gateway reference to an order and writes an audit trail.
The courier collects the cash and remits it to you in batches, days after delivery, minus their fees. We record COD as collected on delivery, then match each remittance batch to the orders it covers, flag anything short or missing, and account separately for parcels returned to sender. You end up with one figure that matters: how much of your cash is still sitting with the courier, by courier.
Usually yes, if we can get at the code and the hosting. We review what the site runs on first — WordPress, Shopify, a custom app — then quote per gateway. Some locked platforms and drag-and-drop builders only allow the payment options they ship with, and if yours is one of them we will tell you that before taking your money rather than after.
No. You pay a one-time build fee and, after your first free year, hosting from ₱499 a month. The gateway's per-transaction fee goes from you to the gateway and never touches us, and the marketplaces are the ones taking a commission — which is exactly why selling on your own store keeps more of each order. Nothing in your checkout routes money through VenderIT.
Tell us how your business works. We'll come back with a clear recommendation, a timeline and a price — no obligation.
